How to Generate Virtual NIN for Linking Bank Accounts 2024

Are you looking for How to Generate Virtual NIN To Link Your Bank Accounts in Nigeria?, Don’t worry you are at the right place, at the end of this post, you are going to find out How to Generate Virtual NIN for Linking Bank Accounts in Nigeria.

If you are an account holder in any Nigerian Bank, you may have gotten message from any of your banks that is mandatory to link your nin to your bank, that you need to link your National Identification Number (NIN) to your account. this Linking of nin to your Nigeria Bank account is a new requirement from the Central Bank of Nigeria (CBN) which helps the CBN to improve security and prevent fraud And Secure Your Bank Account.

Before I proceed I will explain to you what Nin is how to generate virtual nin with your phone NIMC MWS Mobile ID App.

What is a NIN?

(NIN) Is National Identification Number which is been issued by government official to an individual who is 18 years And Above for the main purposes of getting the individual personal informations which is Mainly use tracking and having Access to various government services and is been used administrative processes mainly for taxation, Pension and voting.

It can be used for online verification and for Bank Linking of personal informations which can serve as kyc verification, in Nigeria this Nin is been issued by the National Identity Management Commission (NIMC) and the main purpose of it is for identity verification and various government transactions which you can link to your bank, network provide and this NIN comprisese of 11 digital Code which identify you as a citizens of Nigeria.

Since you have know what Nin is, what you need to know is what Virtual NIN is.

What is a Virtual NIN?

A virtual NIN stands for virtual National Identification Number. Is a digital code version of Nin which is generated for online e verification without the stress of using the plastic id card document for verification, the Virtual Nin help in protecting your main nin number and it been generated mainly for bank verification and the code expires every 24 hours after you generate it. You can use this virtual NIN to verify anything online or even linking your bank with NIN without getting your personal information exposed to the public.

How to Generate Virtual NIN for Bank Accounts Linking

For those asking on How to Generate Virtual NIN for Linking Bank Accounts, we have two different ways to generate the virtual NIN which you can do it by using the NIMC Mobile ID App or via USSD below are the steps to follow.

By Using The NIMC Mobile ID App

• Download The App From Play store Or iOS Store.

• Input your Pin And select GET VIRTUAL NIN on your Home screen.

• When you Click and input your pin, You will see your generated Virtual NIN On The App.

Via USSD

• You can generate your virtual NIN via Ussd by dialing *346*3 Your NIN Number# On Your Phone.

• Once you dial the number you will get an sms notification with your virtual NIN

Since you have learn and know how to generate your virtual NIN and know how to link your nin to your bank account, next thing you need to know is how to Revalidate Your Bank Account Electronically.

How To Revalidate Your Bank Account Electronically

Revalidate is very necessary, immediately you are done linking your bank account with your NIN or BVN you will need to Revalidate it electronically, the reason for this validation is to confirm that your personal information is accurate that is for the purpose of avoiding restrictions.

Validation of account can be done in bank, you will need to visit your bank branch, provide your nin slip or number,and your id card and passport they will submit your details to CBN which your account will be validated immediately.

Other important question people are asking is “why do you need to link Your Bank Account with Your NIN”, keep reading and find out the reasons why you will need to link your nin to your bank.

Why Do Your Need To Link Your Bank Account With Your NIN?

Is very mandatory to link your bank account with your NIN because CBN has made it mandatory because they make use of it to verify , prevent money laundry and other crime activities.

If you commite any criminal act with the help your you NIN you can be traced and another reason why you need to link your NIN to your bank is because they make use of it to upgrade your account from different tier because each bank have their maximum account balance and transactions you can do a day but with the help of linking Nin to your bank account, it can make your transactions unlimited.

Conclusion On: How to Generate Virtual NIN for Linking Bank Accounts

Linking your NIN to your bank account is good because it helps you to get Access to many thing without limitations most especially when it comes to transactions and account balance, if you have any issues concerning generating of your virtual NIN and linking your NIN to your bank account, make use of the comment section, the above article write up have explained all you need to know about this generating of virtual NIN.

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